Effective Date: [1/1/26]
1. Introduction
These Terms & Conditions govern your use of the website www.mrkconsultancy.uk and the services provided by MRK Consultancy (“MRK Consultancy”, “we”, “us”, “our”).
By accessing our website, submitting an enquiry, engaging our services or entering into any agreement with us, you agree to be bound by these Terms & Conditions.
If you do not agree with these Terms, please do not use our website or services.
2. About MRK Consultancy
MRK Consultancy provides business support, consultancy and referral services designed to assist UK businesses with areas including, but not limited to:
- Business consultancy
- Company formation support
- Business growth advice
- Commercial finance introductions
- Business support services
We work with a network of specialist providers and third parties where appropriate to help clients access additional services.
3. Nature of Our Services
MRK Consultancy provides general business information, guidance and introductions.
Unless specifically agreed in writing, we do not provide:
- Legal advice
- Tax advice
- Accounting advice
- Regulated financial advice
- Investment advice
- Mortgage advice
- Credit recommendations
Where specialist advice is required, we may recommend that you seek advice from an appropriately authorised professional.
4. Commercial Finance Introductions
Where clients request assistance with business finance, MRK Consultancy may introduce clients to third-party finance brokers, lenders or finance providers.
These providers are independent businesses and are responsible for:
- Assessing applications
- Providing finance quotations
- Conducting affordability assessments
- Explaining product terms
- Completing any regulated processes where applicable
MRK Consultancy does not make lending decisions and does not guarantee that finance will be approved.
Submitting an enquiry does not constitute a finance application or guarantee of funding.
5. Introducer Fees and Commercial Relationships
MRK Consultancy may receive a referral fee, commission or other financial benefit from third-party providers where a successful introduction results in the purchase of products or services.
Where applicable, we will disclose relevant commercial relationships in accordance with applicable UK laws, regulations and professional standards.
Any referral fee received does not affect the suitability, availability or terms of any service offered by the third-party provider.
Clients remain responsible for reviewing and agreeing directly with the relevant provider regarding:
- Fees
- Interest rates
- Charges
- Contract terms
- Repayment obligations
- Product suitability
6. No Guarantee of Results
While we aim to provide accurate, helpful and professional guidance, MRK Consultancy cannot guarantee:
- Business success
- Loan approval
- Funding availability
- Financial outcomes
- Tax savings
- Increased revenue
- Business growth
Business decisions involve risks, and clients remain responsible for their own commercial decisions.
7. Limitation of Liability
MRK Consultancy will provide services with reasonable care and skill.
However, to the maximum extent permitted by law, MRK Consultancy shall not be liable for:
- Loss of profits
- Loss of revenue
- Loss of business opportunities
- Loss of contracts
- Financial losses arising from decisions made by clients
- Actions or omissions of third-party providers
- Rejection of finance applications
- Changes in market conditions
Clients acknowledge that business decisions carry inherent risks and that advice provided by MRK Consultancy should be considered alongside their own judgement and professional advice where appropriate.
8. Third-Party Services
Our website and services may contain links to, or introductions to, third-party companies.
We do not control and are not responsible for:
- Third-party websites
- Third-party services
- Third-party terms
- Third-party advice
- Third-party products
- Third-party performance
Any agreement entered into with a third party is solely between the client and that third party.
9. Client Responsibilities
Clients agree to:
- Provide accurate and complete information
- Notify us of any relevant changes
- Review information provided before making decisions
- Seek independent professional advice where appropriate
MRK Consultancy accepts no responsibility for decisions made based on inaccurate, incomplete or misleading information supplied by clients.
10. Confidentiality
We treat client information confidentially and will only share information where:
- The client has given permission
- Sharing is necessary to provide requested services
- Sharing is required by law
Information provided for finance introductions may be shared with relevant finance partners only where appropriate consent has been obtained.
11. Data Protection and Privacy
MRK Consultancy processes personal information in accordance with UK data protection legislation, including the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.
Details of how we collect, store and use personal information are contained within our Privacy Policy.
12. Website Content
We aim to ensure website information is accurate and up to date. However:
- Information is provided for general guidance only
- Content should not be considered professional advice
- We may update or remove content without notice
We accept no responsibility for reliance placed solely on website information.
13. Intellectual Property
All website content, branding, text, graphics and materials are owned by or licensed to MRK Consultancy unless otherwise stated.
Content may not be copied, reproduced or used commercially without prior written permission.
14. Complaints
We aim to provide a high standard of service.
If you have a complaint, please contact us:
Email: [Insert Email Address]
We will review your complaint and respond within a reasonable timeframe.
15. Changes to These Terms
We reserve the right to update these Terms & Conditions from time to time.
The latest version will always be available on our website.
16. Governing Law
These Terms & Conditions are governed by the laws of England and Wales.
Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.
MRK Consultancy
Website: www.mrkconsultancy.uk