Commercial Mortgages

Commercial Mortgages by MRK Consultancy

Finding the right commercial mortgage can be overwhelming with so many lenders in the market. At MRK Consultancy, we simplify the process by matching you with the best financing options based on your loan-to-value requirements and repayment terms—so you can focus on running your business.

Owner-Occupied Commercial Mortgages

If you’re purchasing a property to operate your business from, an owner-occupied commercial mortgage is the right solution. Lenders typically offer up to 75% of the property value, but professionals in certain industries may qualify for up to 100% financing.

  • Loan terms available for up to 30 years
  • No restrictions on property type (though complex cases may require a higher deposit)
  • Our expertise ensures you find the best lender for your specific needs

Commercial Investment Mortgages

For those looking to invest in commercial or mixed-use properties, we help secure the right mortgage based on rental income potential.

  • Loan-to-value (LTV) ranges between 65% and 70%
  • Ideal for long-term investment strategies
  • Terms available up to 30 years
  • Rental income plays a key role in determining the loan amount

Residential Buy-to-Let Mortgages

Whether you’re purchasing a residential property as an individual or through a limited company, a buy-to-let mortgage helps you finance rental properties efficiently.

  • Minimum deposit starts at 15% (though 30% is more common)
  • Loan amount is based on projected rental income
  • Terms available up to 30 years, usually on an interest-only basis

 

At MRK Consultancy, we navigate the mortgage landscape to find the best financing options tailored to your investment goals. Contact us today to discuss your requirements.